I need help choosing! Macaulay Honors at CCNY vs UMich

[thumper1]

@blobfishwithabow

If I go to Macaulay, I’d graduate with about 20k in debt. If I go to the University of Michigan, I’d graduate with about 200k in debt

Who will be taking out the $200,000 in loans? You will need your parents to either do so, or a cosigner.

And read this:

Bill Introduced in Congress will eliminate Grad Plus loans

https://www.congress.gov/bill/119th-congress/senate-bill/308 The Graduate Opportunity and Affordable Loans Act (currently in committee, but likely to move to the floor for a vote) will place strict limits of the amount of Direct Student loans and Grad Plus loans that graduate and professional school students may borrow. As of June 30, 2025, the Grad Plus loan program will cease to exist. The bill also places new lower caps on the amount of Direct Student Loans a student may borrow. Graduate students may borrow an aggregate total of $65,000. That amount includes both undergrad and graduate loans combined. Professional school students will have an aggregate lifetime limit of $135,000, an amount that includes both undergrad and professional school borrowing. The bill also calls for all IHEs (Institutes of Higher Education) to set lower borrowing caps for their students. Given that the median price (tuition, fees, insurance , learning materials/books–doesnot include housing/meals/t…