Please read the responses carefully…again.
If you attend UCLA, you will need $65,000 a year to attend. Cross that school off your list.
If you get accepted to NYU, its unlikely you will get $72,000 in need based grant and scholarship aid.
To get the fabulous aid that Stanford, MIT, Princeton, Harvard, and Yale provide…you have to first get accepted…and right now…there is no way to predict whether you will be in the 10% or less who get accepted, or the 90% or more who are rejected.
Debt? Your family can’t afford debt on a $30,000 income.