Why do you need so many loans in the US? Do you not qualify for need?
Why would you apply to schools you can’t afford? And I see very few on your list that stand out for some type of informatics.
That you can go for free and get experience will matter far more than any name below, even Penn.
So from an overall, taking out where you want to be, POV, the program in Germany is far superior.
Experience begets education and you’ll have both.
If you come to the US, you need to start with a budget - and then find schools within that budget. Is that U Maine - you claim you get residency.
So that’s what I think at first blanche.
btw - a lot of German educated folks are in our country.
Good luck.