nothing is inevitable at this point, and DO NOT do a thing until you sit down with a financial aid officer (bring all your supporting documents) and walk through various scenarios.
I know lots of kids who just decided “I shouldn’t be here” and dropped out. Their loans haunted them for years- there is a smart way to figure out transferring to a different program and a dumb way (actually about five dumb ways). Do not do a thing- and you need to continue to go to class and do your work, sit for midterms, etc. until you have an actual plan (and saying “I shouldn’t be here anyway” is not a plan). If you can pass your courses this semester you are in a substantially better place both from a financial angle and an academic angle. You aren’t going to get a do-over by transferring… those incompletes and F’s don’t magically go away when you move to Georgia.
So focus on two things- passing your classes right now, AND meeting with a financial aid officer to walk through your options.