Maybe it’s not the cows… jk… :-p
I don’t know which university I’d pick, but wherever I might use it to endow a fund to issue 0% interest rate loans to kids who could pay the principal back over long periods of time, when they could…but yes they would commit to pay it back if they could as a fair deal, and it would perpetuate for other kids beyond them. Hopefully it wouldn’t be hijacked by a bloated university administration and used to pay for an unethical football program…