<p>Essentially this is how the conversation went:</p>
<p>Applejack: 3,500 may be a lot for a financially struggling family but if the student invests in his/her education and takes out a loan each year, by the time of graduation the financial responsibility will be the student’s, and the student, as a single, Cornell graduate should be able to pay it off without too much trouble. </p>
<p>Drinksuited: Even if the finances become the student’s responsibility, he/she might have trouble paying it off because it is hard to get a halfway decent job these days.</p>
<p>Applejack: That may be true, but it won’t be because the student’s family is poor. It’ll be because the student, for whatever reason, couldn’t find a job. The student’s (in)ability to pay off his/her loans by this time will have NOTHING to do with the family’s income or having come from a poor family. </p>
<p>Drinksuited: I don’t care for logic. A poor family can’t pay off loans. </p>
<p>I’m not even a Cornell student but why can’t Drinksuited understand what applejack is saying? It’s completely logical. FTR, my parents earn 70,000 and I’m paying 8,000 to a peer institution. I also have 2 siblings in college.</p>