<p>Apart from staying on their parents plan until age 26, the new law actually increases the costs for young people who don’t qualify for subsidies. Not everyone has parents with a family plan that offers this option.</p>
<p>The new law increases costs for healthy young people who can afford those costs. It decreases costs for all other young people: young people who couldn’t previously afford insurance and young people who previously couldn’t get it.</p>
<p>There’s no magic.</p>
<p>Do you really think we should have 30 year olds on their parents’ policies? I hope I am retired before my kids turn 30!</p>