Thanks @thumper1 and @Sybylla . EFC 30k is for both. 15k each I guess.
How much we can pay for college will really depend on new job. If we don’t find job till college start date, we may not have any liquid saving left to afford college as it stands now.
EFC factored into second home value that generates some rental income but, when combined with unemployment income, will not be enough to meet month-to-month expenses. So liquid saving will be depleted rather quickly. DH is considering exploring business setup and that may exhaust current savings rather quickly.
UTD is definitely more via able option, but probably is not top choice school for NMF kid. She is considering UF and UCF as well. Concern over there is that there will be travel and heath insurance cost that will be out of pocket and probably will make less practical option.
Should we be reaching out to these schools now or wait for their admission / aid decision before requesting special consideration?
Thanks for your feedback.