<p>Some good things to consider, however I am considering studying law and want to go to a really good grad school afterwards so in that case should I try to keep undergrad debts low and go to the state school or would going to Pitt not matter in the long run and help me get into a solid grad school. My mom has been harping me (Much like @Marjb36) to go to the state school as I would have to pay 550 a year for 20 years to go to Pitt. However I was thinking if I moved back in with my parents for 1 year after school and got a $45,000 job, took home $30,000, would I be able to just drop $25,000 into my loans and get 1/4th paid off? That doesnt seem as hard as others make it to be or am I over analyzing it?</p>