<p>QB takes a very holistic look at a family’s situation when determining eligibility. There’s just no way anyone here on CC can tell you whether your family will be eligible or not. However, there are a few things I can say. Large medical bills matter. Home ownership does not automatically disqualify one’s family. Sure, if you had a mansion it could. The application gives you space to explain what assets you have and any special circumstances regarding them as well as space to explain the medical bills.</p>
<p>I think that $0 EFC needs to be taken with a major grain of salt. There can be a big difference between what a particular college calculates a family’s EFC as, and what is shown on a FAFSA calculator using the Federal Methodology or Institutional Methodology. Also, some of the QB schools specifically say they will limit matches to students with $0 EFC according to their calculations, but others do not. I know of matched students who have had a small parental contribution.</p>