Insurance consequences for your teen's first speeding ticket?

<p>Just a heads up, that site just shows the state laws. Example being, PA has no laws shown on there, but we do have local laws regarding cell phone usage. You can be pulled over and fined. I believe the first offense is a slap on the wrist and beyond that its a fine of 150 or 300 bucks.</p>

<p>Regarding the speeding ticket, knock on wood I have never had one, but I do remember my ex boyfriends father getting one and he “fought” it. He said you should always fight a ticket… because usually they will change the terms of the ticket to stop it from going to traffic court. He went to fight that and they reduced the speed that his ticket was given for - which lowered the fine and resulted in 0 points instead of whatever he would have gotten and it didn’t go to court. Apparently if the cop doesn’t show up for court then your ticket is dropped… according to him. It’s worth a shot. Who knows, maybe their gun was off and she was going 70 in a 65. Maybe her speedometer was off and she didn’t know. Those are things they take into consideration if you try to fight it.</p>

<p>Here is a website:</p>

<p><a href=“http://articles.moneycentral.msn.com/Insurance/InsureYourCar/ItPaysToAvoidaSpeedingTicket.aspx?page=1[/url]”>http://articles.moneycentral.msn.com/Insurance/InsureYourCar/ItPaysToAvoidaSpeedingTicket.aspx?page=1&lt;/a&gt;&lt;/p&gt;

<p>Thanks for the stories. I will look into a lawyer to challenge the ticket–D will be back in school on the court date and it would be close to impossible for her to get back to the town where she got the ticket by the time she is supposed to appear.</p>

<p>As for insisting on a zero-tolerance policy, sadly neither H nor I feels that we have the moral authority to impose such a rule. We have both had our fair share of tickets over the years. H even got a ticket in the same town as D, about 4 years ago. We live in an area of small/medium-size twons connected by highways, and the speed limits change quickly as you approach a town. Not always clearly marked, in my perhaps biased view.</p>

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<p>I’m familiar with this type of situation but this is likely not an issue with going 75 in a 65 zone. What is your state’s speed limit? Even in those states where it is 70, I’ve never seen that 5 MPH change on a highway. It’s likely to have dropped even more than that, which is even more reason that someone familiar with the area shouldn’t be speeding. In any case, a 19 year old driving at 75 is dangerous and I hope that this is a wake up call to her in that regard.</p>

<p>Always: I was trying to rationalize my own tickets. Plainly D was just going too fast.</p>