Internet Banking Fraud

<p>NJres-</p>

<p>Here’s the odd thing. You can not log onto your Chase account unless Chase recognizes the computer. If you use a different computer (even in your own home on your own network) you can not log on. You have to ask for permission and that is all done through your email address. We have Chase and can only access it to one computer. Never bothered to deal with the other computer int he house.</p>

<p>Son has BOA. The “site key” which is a photo that pops up. Anyone can log on anyway and not redflag a different “site key” unless they change it to fool you if you log on in a different computer.</p>

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Haha - maybe they did this on purpose to see who would try to use it and collect info on those people for their files. ;)</p>

<p>Even the CIA has plenty of people working there who aren’t tech-savvy so it doesn’t surprise me that much.</p>

<p>The best thing about the internet is the great access to information, people, and infrastructure. The down side is the great access to information, people, and infrastructure if not safeguarded correctly.</p>

<p>Haha about 95% of the CIA are pencil pushers. FBI too.</p>

<p>crazed - I wondered about that. Chase lets you use a different computer but you must first get an authorization code, and maybe answer some security questions. The person that hacked my account supposedly added their own phone number to my account. But that should have generated a notifying email to me also. </p>

<p>I added a feature to my Bank of America account that requires me to login with a username, password and 6 digit number. A new number is sent to my cellphone every time I want to log onto my BofA online account. So now if someone wants to get into my bank info they need my username, pw, AND my cellphone. That site-key feature is only there to protect legitimate users from being steered to fake websites. It is not designed to prevent unauthorized users.</p>

<p>My neighbor with an unsecured network is a banker! :eek:</p>

<p>somemom - I agree with the others regarding locking your computer. While you may be able to vouch for the neighbors who live there, what if they have visitors who decide to see if they can use your access?</p>

<p>I only know this because last summer, when I was staying with my brother, I arrived late at night to his home, and one of the first things I did was to see if he had any neighbors I could ‘steal’ off of (my luggage was delayed, and I wanted to check in with the airlines from time to time). The ones who were unsecure were too far away for my computer to connect (or maintain connectivity), and the closer neighbors all had their connections secure. I’m sure his neighbors would love to have known that his sister was trying to hack off of them (he was asleep, which is why I wasn’t on his computer and couldn’t get on without his password).</p>

<p>Chase sends that authorization to your email address. The scary part is that this happened even with “security in place.”</p>

<p>Banks are loosing way too much money due to fraud. </p>

<p>Didn’t realize the sitekey for BOA was for more than basic security. </p>

<p>Teachers federal Credit Union has the most annoying and lengthy log on process. Maybe I should be glad!</p>

<p>Also, Chase has a fraud dept. I wonder if they are checking on that phone number!</p>