<p>If they match 5% and you are only putting in 4% you are not taking free money. You should up your contribution to what the company matches. Thnk of it this way you are guaranteed 100% return by taking their money.</p>
<p>So my daughter recently got a job offer with a prestiguous national firm with 401K matching contribution after a year. I subscribed her to Money magazine so she can get some ideas about where to invest her 401K.</p>
<p>Agree with DrGoogle about reading Money Magazine. If you read it for a year, you’ll basically cycle through most of the important topics in investing your nest egg. That’s what I did and now I know enough to share with my 20-something.</p>