Oh no, we don’t have a problem. Our EFC was “reasonable”. I am talking about regular student assets, but we put them in a custodial Roth IRA for the time being. So they are considered retirement, even though he intends to mostly use them for college expenses.
I’m more wondering if it was helpful to funnel the money into the Roth IRA. I think it was, since the student assets are assessed that high. His bank savings account only had like $100 in on the day of the FAFSA, whereas his Roth had thousands.
Every month, we put 80% of his income into his Roth. We front loaded it a bit in October before filling out the FAFSA