The question of worth comes down to you. Do you feel ready to tackle college? Would you benefit from some time to refresh and reset? Do you have a plan for your gap year? Work? Travel? Volunteering? Are you happy with your college choices? Be aware that if you want to apply as a freshman you can’t take classes during your gap year or you will be considered a transfer student.
Many kids take gap years. It won’t affect your college trajectory unless you allow it. Colleges don’t ask specifically about your gap year but it does come up as far listing your ECs/activities. Seems unlikely that you’d do nothing during that time, and college apps are due January and transfer apps are due mostly around the beginning of March.
My D took a gap year after her freshman year (2019) because of COVID. She had zero interest in zoom university. She was also attending a school in the UK at the time and had misgivings about the academic fit. She took classes, did an online internship and applied to transfer during her gap year. Current she is having an amazing experience as a sophomore attending her new university in the US.