<p>What form would the loan be in? Federal? Private? Subsidized? Unsubsidized? What interest rates would you get? For the record, I don’t think that 85,000 in student debt would be a problem on 50,000 a year. For comparison, my wife and I have some 60K in debt still and we pay around 330.00 a month with only 20K or so still to pay when we are 10 years in.</p>