Ok…I read those threads…it’s NOT a scam. But I never saw any of those posters come back to say positive things about this.
As long as you don’t give out any personally identifying information, I would say…try it and see.
Maybe there will be something to gain.
But one poster did say their “consultants” were current college students or grad students. Not sure how financially savvy they would be. But maybe they can give you a little advice.