@BelknapPoint Yes, I’m sure the NPC would be more accurate. I saw the myinutition site as more of a starting point. I like that it has lots of schools and seemed to be a good starting point. The numbers varied quite a bit.
I think using the 1.9 cash outside of the retirement funds might not move
the needle ( since that is plenty of $ to pay full tuition for two). But I also know that things are not counted the same at each school. And for folks who have big equity, retirement, high income etc, there are going to be big variations.
You might try other variations and see what you come up with. There was a list of schools that didn’t count home equity and those resulted in some big changes if I put in our numbers.