<p>The admissions people do not see whether you need financial aid or not when they make their decision regarding your acceptance. SO the fact that you need money will not affect your admission in no way. Yale has abolished loans but your financial aid package will most probably include some student employment (i.e. you will have to work part-time on campus in the library or whatever). Yale will cover 100% of your need, especially because they recently announced an increase in aid</p>