Is financial aid hard to get?

I think it is time to sit with your parents, they are teachers, so college isn’t some kind of stealth surprise, the fact that the discussion hasn’t come up, combined with your GPA/PSAT would indicate that 4 yr college may well not be in their plan. You need a real conversation because you are not going to get merit and you are not going to get money anywhere affordable OOS. You would be much happier in the long run having a realistic plan as per Thumpers post.