Is it fair that my parents want me to apply only to top 20 colleges?

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<p>Like NYU, which usually finds its way to the top of “average student loan debt” lists?</p>

<p><a href=“6”>QUOTE=NYU2013</a> Given your stats, it’s highly likely that if you applied to a few T20’s, you would get into at least one.

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<p>But it is a realistic possibility to get “shut out”. Not having any provision for a safety (for both admissions and cost) leaves this risk.</p>