<p>Yes, I think clarification is needed. Because I don’t see OPs parents refusing to pay if OP does not get into any of the T20s, I only see OPs parents refusing to pay IFF OP gets into a T20 and does not attend. </p>
<p>Although, I’m not entirely sure OP should essentially “botch” his applications to T20s he does not want to attend. It’s entirely possible to negotiate scholarships etc. if one is holding acceptances from T20s to some other schools in the 30s and 40s range. Also, if OPs parents were to ever find out that OP intentionally botched his application… That might lead to <em>small</em> (note the sarcasm) problems. </p>
<p>I transferred in as a sophomore, yes. And when I transferred, because of dates and deadlines, etc. I had to be in contact with the NYU admissions office for them to try to get me my decision before I would have to send in a deposit somewhere else. I happened to be holding offers from UM, Emory, Cornell for transfer as well; so I got my acceptance rather quickly and with scholarship.</p>