Yes, I am completely aware of that, but the EFC is a starting point and I was trying to make it easy for the poster to understand. I know people who never looked at the EFC on their FAFSA to see that it shows their EFC is $70K, and then are surprised that they don’t qualify for ‘need’ once they add in their CSS. As it rarely gets better once you add in CSS info (unless there are extraordinary circumstances)…it makes one double check for errors…what’s the difference between what they input into the school’s NPC vs FAFSA? The top 10 aren’t giving merit, so it’s not like adding in your 36 on the ACT or your GPA on the NPC is going to reduce that net cost.
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