Is it worth it to go in 150k student loan for NYU communciation major?

For a communication major, and depends on the discipline but very tough to find jobs and they typically pay little. Zero loans is the only proper thing.

Given your other thread and the $40k budget, there are several schools that can get you there that are excellent. You might not like the names - an Alabama, Kansas, Michigan State, Mizzou, Ohio U, Oklahoma, etc - but they are strong in communication and either will in some cases or likely will hit cost.

Given the major, an entry salary may be $30-60k. Whether journalism - many are now contract. Or advertising/PR/Film - the supply of potential employees dwarfs the amount of jobs - so it’s hard to obtain a position and when you do, like at an ad agency, entry pay is peanuts.

No loans for this major!!!

Ps - NYU, BU - from your other thread - and other high end privates use CSS profile to determine need. FAFSA is just to acquire the govt loan. If you are eligible, the Parent Plus loan is now capped at $20k per year and $65k total over four years.

Good luck

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