I’m a freshman girl at Miami right now. I had the exact same concerns as you last year, but decided to give it a shot. Yes, it’s a HUGE party school. More than a realized. But that doesn’t mean you have to party. I’ve yet to go out this semester- I’m like you, I don’t really like to party. You’ll find friends like you, so don’t worry about that. And if you ever feel like going out, there’s something going on! Like actually every single day of the week-- I’m not kidding. As far as the clothes and money thing-- that’s not a reason not to go to a school. Everyone wears leggings/running shorts and tee shirts to class every day. Honestly, the only person who really cares what you look like is you. Seriously, don’t think twice about that.