Is MIT even an option?

Depending on the institution, you will be asked to fill out certain forms (e.g. FASFA and CSS) and provide certain documentation (e.g tax returns). Link to MIT page https://sfs.mit.edu/undergraduate-financial-aid/aid-info#320 For schools that offer merit scholarships, there are likely separate forms to complete and submit. For schools that accept your son, they will provide a detailed financial aid package at that time (how much, what type). Unless you applied ED (in which case you are stuck with that school – MIT is EA), you definitely should compare packages and you might even have the opportunity to get better aid by showing a superior aid package from one school to another and asking the second school to “match”, especially if they are “peer” schools competing for similar students.