If a student can’t qualify for large merit scholarships and you want to keep total costs per child to under $80K per, here are a few options (though majors may be limited):
- University of London distance degrees (very cheap, but that's because it's mostly self-study, then you take tests at the end of the year that determine your entire grade).
- Commute from home to an in-state public.
- CC & transfer to a live-away college for 2 years.
- Commute from home to or CC & transfer to finish up in an adult education division (Harvard Extension School, which has a lot of online classes or Northwestern SPS if you live close enough). Maybe work as well.