Multiple kids in college can be unpredictable with EFC calculators. I would still apply just in case, but yeah, NEU is not worth 100K in debt. You should be able to find much more affordable schools given your stats.
Your major and career choice do matter as well. I see you are planning to major in CE - If you were able to go for say 50K in debt, I think it would be a reasonable choice given that you didn’t have significantly better deals financially. That said, I also notice you are a Florida resident: It’s going to be hard to beat the deal you’d get at UF, frankly.