IVY transfer help

I’m in a community college now, and my goal is to apply by fall 2017. That way I can get all my Math up to Calc 3 and have finished chem and physics. Colgate U will be paying like around 20,000-25,000(this will cover for four years) tuition to whichever school I go to. Not sure what amount but its between 20,000-25,000. If I get accepted to Penn State my parents will take out loans. @mom2collegekids