@NJRoadie I took a look at Rowan - their calculator puts them in our range. I am actually originally from the east coast. My mother still lives in Flemington. We’ll be heading out to visit her and will head over to Rowan with my son to check it out. Thank you for the tip! I went to Rutgers, which is one of the reasons I thought of it for him - especially with big Pharma in NJ!