Boulder & DU should be a near lock.
URM is a big plus factor, depending on which category. (AA males get the biggest boost.) Other than that, it comes down to two numbers: GPA+LSAT. A retake with a few more correct questions on the LSAT could bring the T14 into play, with merit money.
Check out myLSN.com and play with the numbers and URM box checked. NYU sometimes reaches for those numbers, and even with merit money. The publics in the T14 also like URMs, and Northwestern likes work experience.
Apply broadly by requesting fee waivers. (Short and sweet Email: hello, I’m attracted to your program for [blah, blah, blah.} I’m have two years of work experience after graduation from [insert college} with a 3.6. As a URM with a 162 on the LSAT, might I be eligible for an application fee waiver?)
I’m of the theory to attend the highest ranked LS that yo can afford, but if she happy to practice and live in CO, perhaps try to get a full ride at Boulder. (The t14 will just give her more career options, particularly if she wants to gun for a federal clerkship.)
For best chances, apply early next fall. It’s still not too late to apply now, but the reaches will have gotten ‘reachier’ and merit budgets get used up as they start to fill the fall class.
Good luck to her.