<p>Oh - if I can add one more comment - a bit off the original topic of the thread, but, regardless of how much your student knows about family finances and related documents, I do think it is critical that they understand a few things, such as how to check their credit reports (free once a year now I believe), how to be aware of and recognize phishing, and how to carefully monitor things like credit card statements for fraudulent charges, and how to file a fraud report if necessary. </p>
<p>Last, I would add shredders as “must haves” - we have shredders in both residences, given the amount of mail college students receive - credit card offers, etc.</p>