<p>I’d like to buy a NYC brownstone, live on one floor as our apartment, rent a different floor to my NYC resident son and his wife, and rent the other 2 or 3 studio apartments on the market to others, including D if she ever wants to reside in NYC someday. The visitor’s bedroom in our apartment could also generate side income through airbnb when not otherwise in use for our own visitors.</p>
<p>If not Brooklyn, then Queens. Forget Manhattan, it’s out of reach. </p>
<p>Hello, world-class medical care. Dumping 2 cars forever would pay for a lot of taxis. When our knees weaken and subway steps are too much, the street-level buses have a step that comes down to the curb. I’m for that. </p>
<p>None of our children wants to visit us in upstate NY because they didn’t grow up here, so they’ve also said “wherever you folks are, that’s home.” For us it’s not the house, but I surely do understand those who want to stay put for all those memories. We just never stayed put long enough in any one house or community.</p>
<p>Problem is: all the career move-arounds also meant we built up no equity in the houses we’ve occupied. Without equity, I guess we’ve essentially only paid the equivalent of rent (although we’ve always owned houses) our entire marriage. The closing and moving costs eat up the equity formed in 8 years, and that’s as long as these jobs last in H’s career field. </p>
<p>We’re working closely with a financial advisor to figure out if we can do this. It may be too expensive for us, but emotionally and familial-ly it’d be fabulous for us. </p>
<p>To downsize, we have to sell and donate roomsful of books, but we’ve decided to do it. The best wall art (we have lots) will go into open boxes in the new place. I’ll rotate that, like the museum curator I’d always wanted to be. I’m told the best thing to do with all the children’s art and growing-up paper memorabilia is select best samples for scrapbooks, then scan/digitize/toss the rest. </p>
<p>The hardest part will be giving up the Invisible Fence and learning to walk the dog with a plastic bag scooper, but I’m ready and willing. </p>
<p>When I miss my open space, I figure I’ll go bother my brothers who live in NH, and get there by public transpo, too, or just swap residences with them for a week.</p>
<p>It’s all about whether we can afford it. I’d just love to retire to NYC. Fallback: rent some kind of apartment wherever Bruce Springsteen grew up.</p>