I guess I was naïve to think that the aid amount would be proportionate to the unmet demonstrated need (i.e. just COA-EFC in my case). Last year (22-23), the demonstrated need was $6,000. This year (23-24), the demonstrated need is $51,400. Last year, the aid amount covered ~92% of the need. This year, the aid amount only covers ~15% of the need.