I did NOT know about the following:
- There are direct subsidized loans everyone gets for doing a FAFSA, and
- Efc doesn’t necessarily impact aid.
Thank you for informing me as you are the first person who told me this. Do you have some documents and/or perhaps a website where I can read about these?
In any case, for direct subsidized loans, I only got $3500 for the first year and $5500 for the second year. So less than what you state.
And this is a state school (public).