<p>
</p>
<p>You missed a step. After the assets are multiplied by .12, that number is reduced again by a percentage from Table A6, which varies but can be as high as 47%. .12 times .47 = .0564 or 5.6%.</p>
<p>
</p>
<p>You missed a step. After the assets are multiplied by .12, that number is reduced again by a percentage from Table A6, which varies but can be as high as 47%. .12 times .47 = .0564 or 5.6%.</p>