I think OP supplied some valid reasons for not liking Penn…preprofessional, competitive, must apply to clubs, etc.
I think he/she would prefer somewhere more laid back and where people are more authentic/genuine. (Note: I find the culture in the Northeast, in general, to be somewhat “transactional” like this…ie, social climbing).
OP, think about where to apply for transfer…pick a school in a location you love and I think it will work out better.