@thumper1 and all. I didn’t mention all those other factors because none of them changed from '18 to '19. The only change was 1099 to W2 resulting in $33,000 more income on the return. We fully expect our cost to go up. That’s not the concern. The concern is by how much? By what factor? Will $33,000 more in income mean $33,000 more in cost to us? That would be crazy, especially since $33,000 is before taxes, not what my parents net from that after taxes.