Maybe your parents can set aside the rental income of $18,000 for your education costs? Together with a $5,000 student loan you should be able to pay instate costs for Rutgers.
Or go to a cheaper instate school for prepharmacy and then go to Rutgers pharm school. I posted links above for dual degree programs with Rutgers. And I think Stockton and St Peters have agreements with Rutgers for pharmacy.