Also possible. Check with your new HR dept. Our disability insurance company offers free life planning tools/guidance. It’s not something they readily tell you at open houses. They mentioned it once at ours a long time ago - right after we paid $$$ to have our wills done. I’d still go to a lawyer for something complicated. But if $$$ is an issue, perhaps something to check into. We need to redo ours because our Ss are now adults and don’t need guardians. Older S will be the executor instead of my MIL with Alzheimer’s.