<p>IMHO, there’s only two things worth borrowing for: home and education. (Again, I wish I had heeded my own advice.)</p>
<p>Borrowing money to put back into an investment is counter to every bit of financial advice I’ve ever heard. What happens when your investment goes down in value? (Don’t believe it can happen? Ask any of us what our 401K balance is now compared to 3 years ago.) </p>
<p>No doubt you could make a lot of money now by borrowing at that rate and investing in some company stock? But which company? The bank will still want their money when that company is kaput.</p>