<p>It’s not a big deal now, but just remeember that when your income increases and taxes become a factor that you will be taxed on the gains to the extend of the last dollar you made. </p>
<p>My advice remains to not to let the repayment of this loan interfer with maxing out your TSA. At 10% return, a tax deferred TSA investment will be worth twice as much in 20 years as your mutual fund investment.</p>