<p>
the problem is, like home equity loans of pre 2009, if it’s AVAILABLE, most people SPEND IT. It’s only insurance if you leave it in the bank, or low-volatility investments (not stocks), and don’t spend in on non-emergency lifestyle items.</p>
<p>
the problem is, like home equity loans of pre 2009, if it’s AVAILABLE, most people SPEND IT. It’s only insurance if you leave it in the bank, or low-volatility investments (not stocks), and don’t spend in on non-emergency lifestyle items.</p>