I agree @happy2help, and I can see where you are coming from. ;))
But I also don’t like to see students vehemently dissuaded from applying (not you, I’m not talking about you), and I also see that side more than I would like. Since any commenter doesn’t know the financials, it’s not necessarily an accurate assessment to just flat-out dissuade someone. You did not do that at all. I was just bringing up that some can afford it. 