<p>*
Finally, is there a good place on line to get an est of EFC? *</p>
<p>Keep in mind that EFC is only to determine FEDERAL aid. Colleges don’t have to do anything with that number except see if your EFC is low enough for a small Pell Grant…or a student loan or work-study. It’s not unusual for someone with an EFC over Pell amounts (about 5000) to get nothing but a student loan and work-study.</p>
<p>The words “Expected Family Contribution” is a misnomer - it doesn’t mean that is all a family has to pay. MOst schools do not meet need because they don’t have the funds.</p>
<p>Since your son is a likely NMSF/F, there are schools that will give him large scholarships.</p>