Yes, that’s what I said.
as well as…
Does doing CPT reduce the amount of OPT time when the student graduates?
Not unless they do more than 12 months (in total) of CPT.
But I think this line of inquiry is straying from OP’s immediate needs so we should get back to helping her select colleges.
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OP hasn’t really commented on colleges that were mentioned, including those that meet budget without her doing anything.
OP did (I believe) comment on Allegheny but my guess is it won’t work financially but another parent estimated it would.
Does that mean OP wants an LAC? OP?
The price point of $20,000 a year is going to be a very limiting factor for this international student. The student needs to check the policies at schools of interest.
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Some schools meet full need for all accepted international students. But keep in mind, some schools are need aware and only 8 are both need blind for admissions and guarantee to meet full need for all accepted international students.
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Some schools have limited funding for international students.
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Some schools provide zero dollars of any kind of aid to international students.
This student needs to trade out where they have the best potential to reach their price point of $20,000 a year.
Unless the NPC specifically asks if the student is an international student, it’s very likely that the results won’t be accurate.
There is nothing magic about premed at top 50 schools vs schools that are top 100. It’s very possible that merit aid could bring the price down to the price point (Alabama is a good example, as are a few others mentioned upstream).
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Can the OP pay more than $20,000? Some of the smaller SUNY schools (ie Plattsburgh) have scholarships for international students that bring the cost down to the mid 20’s.
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I would suggest this poster look at some of the other public universities in Ohio…not just tOSU. If they are eligible for instate costs, that is excellent. They need to also find out if they are eligible for the fixed costs/aid that these publics offer for all four years. It’s an amazing deal!
I would suggest looking at Ohio University (strong allied health, and a DO school on the campus)…and good merit awards. Miami Ohio is another option, maybe the price point can be met. University of Cincinnati is another option. University of Toledo.
These could come in possibly at the price point this kid needs.
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Just to review, my understanding is the current offer is the OP’s parents will pay up to $20K/year themselves, and then will privately loan the student up to $30K/year more. But the OP would have to give that extra money back to the parents some day.
Hopefully the parents can be educated a bit more on college costs and will agree to pay a bit more, either soon or eventually. But even if not, I personally would not find it completely inadvisable for the OP to take up their parents on a bit of those loans, with a plan to quickly pay it off, including with income during college. This is up to the OP, of course, but this is why I would personally not necessarily rule out colleges that might end up in, say, the $21-29K range with merit.
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What income during college can possibly make a dent in loans? And why encourage a kid to look at colleges which are unaffordable? This advice seems ill advised.
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It depends on what sort of summer jobs you get and also how much you are willing to work during the school year. I’ve read the average working college student grosses around $13000/year (more during summers, less during the school term). If you can live at home during summers that could mean netting enough to make up for the difference between $20K and something in the higher $20s.
Obviously it is up to the OP to decide what is comfortably affordable. My point is just that college students can work, and in fact pre meds these days often work at least a year after college before med school. So if the parents are willing to give the OP $20K/year, and loan some more, the OP could probably take some loans from the parents and still pay them back before med school. I wouldn’t advise trying to pay back $30K/year this way, but a few thousand per year is potentially doable.
But again, whether or not the OP is comfortable with such a plan is entirely up to them.
Remember that OP can only do internships or co-ops during summer. She can’t just go work anywhere, like at a Target or Starbucks or run her own Etsy business.
During the school year she can only work on-campus (up to 20 hours max a week), or at a co-op.
And all this assumes she switches to a student visa (if her immigration attorney concurs). On her current visa status she can’t work at all.
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And adding…so this would mean $120,000 of loans for undergrad and probably $400,000 or so more in medical school loans (because that’s how medical school is funded here…that and the bank of mom and dad)
Plus…even $50,000 a year won’t fund most top 50 schools.
But back to chances for this student for undergrad. As an international student who needs significant money for undergrad…chances go down.
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OP- talk to your lawyer.
To everyone else- grossing 13K per year for this kid means either jeopardizing her current visa status, or sending her to the back of the line for a Green card (if she switches to a student visa, she’s got four years of undergrad, then her LPT, then her OPT and THEN the Green card- vs. what she now believes is a one or two year wait for the Green card.)
Why oh why do responsible adults give such advice?
Yes, there are plenty of people (students, adults, desperate immigrants supporting their children) working “under the table” for cash (and sometimes lots of it) in restaurants, etc. For an American citizen, their employer is breaking the law by violating the labor laws, not paying their share of payroll taxes, etc. For a non-citizen on a variety of visas- not only is the employer breaking the law, but the person who is working for money is breaking the law. This is a dumb idea.
Why not help the OP figure out an affordable option instead of describing “you can earn 13K per year” schemes?
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I am not sure that foreign students or their parents living in US can get US private loans. If there is a way to do it, I can bet they are very high interest ones.
What I hear from this situation is most likely student should consider cheapest available option, not go for most prestigious places = look for places with significant merit, and consider flexible majors (not bio, chem, or psychology). Promise from lawyers of green cards by next fall are empty promises: we are in election year, plus life is unpredictable (like Covid pandemic). You cannot plan your life based on something you do not have yet.
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I’m not on H4, but on L2. Our lawyer says that it would not be beneficial for me to switch to a student visa even then, because I have a significantly lower chance of getting a green card starting with an F1, rather than my L2.
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Yes, makes sense. Good luck! I hope the permanent residency comes through soon for you.
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Thank you!
So if you are L2 you are considered in Ohio for instate tuition. So you should focus on Ohio and maybe some less prestigious private LACS.
Will your parents pay Ohio instate tuition?
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You mean Ohio State University or Ohio University? Ohio State in-state tuition (which I would get on my L2) is $12,485 and Ohio is $13,352 from what I found online, which is under 20k, so yes, they would pay for it. From these two, I’d rather go to Ohio State. Do you think I’d get in with my stats? I’m guessing maybe, since the acceptance rate is like 50%, but idk how that changes if I’m international.
Stat wise Ohio U is a safety and Ohio State a likely / safety.
All that said, that’s just tuition - then you have room and board, unless you are living home.
Both are fine schools.
While OSU is the higher ranked, Ohio U is the rare school that offers the Honors Tutorials, developed by Oxford and Cambridge.
You might be a candidate - so for the high power that you seek - it might be of interest.