Match/chance me: trying to decide between ed upenn or rice

Too early to make a list of target/match or safety schools since you do not have an actual SAT or ACT score.

Harvard, Stanford, Princeton, Yale, & UPenn are unlikely if not in the top 10% of your class since you have no “hook”.

If you break 1500 on the SAT, then WashUStL might be a solid ED option if affordable.

If you plan to major in finance, then the list of schools changes drastically as you should be aiming for direct admission to a school of business. Indiana University Kelley School of Business should be given consideration. University of Richmond is also a solid choice for business as is SMU.

For biochem, consider WashUStL.

Safeties should be large state university honors colleges which award automatic merit scholarships based on an applicant’s GPA & standardized test score (ACT or SAT).