The beauty of Nursing is that there are some jobs after college which come with loan forgiveness. Connecticut, where I live, is one of those because the governor has made it a top priority. The other side of the coin is that a nursing curriculum includes difficult science courses. If they prove to be too hard and you drop out of the program, then you’re stuck with the loans.
An RN does not require a college degree or even attending a 4-year college although a 4 year college degree in nursing is desirable. The cheap way to get a degree in nursing is to attend a 2-year college, which usually has cheaper annual costs and then finish up your final 2 years at a 4-year college. There are many colleges which offer RN-to-BSN programs specifically designed for RN nurses who are seeking to complete their 4-year degree. The beauty of this approach is that once you have your RN, you can get part time work to help pay for college at much better pay than the minimum wage jobs typically available to college. Hospital shifts are often 12 hours, so 2 days of 12-hour shifts = 3 days pay. Not only can you work part time, but during the month of intercession and during the 3 month summer break, you can work full time because nurses are in demand.
I would also suggest that you get a CNA (Certified Nursing Assistant) certificate ASAP, which usually takes about 4-6 weeks with the classroom portion sometimes offered remotely. Sometimes hospitals will offer the program for free. This will strengthen your application to nursing programs, which are very competitive, and it will make you eligible for better paying jobs than you could otherwise get.
My limited knowledge of community colleges lads me to New York State where there are 3 community colleges with residential campuses (dormitories) which offer 2-year RN nursing programs: Adirondack CC in Queensbury/Glens Falls, Clinton CC in Plattsburgh on the Canadien border, and Onondaga CC in Syracuse.
My recommendation is that you investigate the program at Onondaga for several reasons:
- It is the easiest to fly in and out of to get back & forth to Florida.
- They have a Direct Path-Dual Admission program. If accepted, you are immediately admitted to BOTH Onondaga’s 2-yr RN nursing program and SUNY Upstate Medical University’s RN to BSN nursing degree program, also in Syracuse, combining for a 4-year program with a seamless transition from one to the other.
- As part of the Dual Admissions Program, accepted students are able to apply for several positions with guaranteed interviews for relevant positions at Upstate Medical University.
Cost of Attendance at Onondaga Community College for out-of-state students:
- Tuition & Fees = $12,125 per year
- Dormitory Cost = $6730 per year
- Meal Plan = ==== $4240 per year
- Total Cost of Attendance = $23,095
This cost is before financial aid, which can bring the cost down further. You can also live off campus, pay the $12,125 tuition, attempt to find cheaper accommodations, and buy & cook your own food.
There are a total of 15 SUNY community colleges in New York which offer 2-year RN programs, scattered around the state, but only the 3 I mentioned have residential campuses. You can enroll at any of them for the same tuition & fees as Onondaga and find your own living accommodations in the area. You can find more information on the SUNY website.
Best of luck.