Match Me: Helping a Homeless/Independent MD Student. 3.0 GPA, 1480 PSAT, Creative + High Need

Hi – I’m not this student’s parent or counselor. I’m the parent of a close friend who is eager to go to college and could use all the support he can get. I’m working with partial info, but trying to help him build a realistic, supportive college list and get a few strong applications in before deadlines hit.

Profile + Circumstances

  • 18-year-old Maryland resident at a large public high school
  • Currently living in a motel with his mom and younger sibling after eviction
  • No financial support from either parent; other parent has been no-contact for years
  • Verified independent/unaccompanied under McKinney-Vento for FAFSA
  • Estimated SAI = -$1500
  • Almost certainly has ADHD (undiagnosed/untreated)
  • Charismatic, mature (by necessity), self-sufficient, well-liked by teachers and peers

Academic Overview

  • ~2.9 unweighted GPA (hoping for 3.0 midyear); 7 APs, many honors
  • Pattern is to do little studying but test well
  • APs: Lang, Lit, APUSH, World, Gov, Stats (mix of 3s and 4s)
  • PSAT: 1480; taking SAT in December
  • No class rank, but GPA is low relative to school profile
  • Low-income, URM student at a wealthy school; has masked well and flown under the radar without much support
  • Strong reader and writer (currently reading classic mysteries)

Interests + Activities

  • Big-picture interests: fashion merchandising, branding, business, media, communications, marketing
  • Creative and interdisciplinary thinker
  • Editor/producer/on-air talent for school TV show
  • Some involvement in music, art, athletics – but hasn’t had the stability or resources for long-term engagement or depth
  • Work experience: fashion resale, landscaping, retail

What He Needs to Thrive

  • Full cost coverage: housing, food, books, travel
  • Access to health care, counseling, mentorship
  • Residential or supportive campus – not heavily commuter or empty on weekends
  • Ideally urban or accessible suburban; NYC is the dream but only if aid + support are guaranteed
  • Hands-on, experiential learning opportunities
  • Flexible, creative academic culture and strong wraparound supports

Looking For:

  • Programs in fashion, business, media, communications
  • High-need-friendly campuses that have supported independent students well
  • Urban or urban-adjacent schools with strong community
  • Common App schools with minimal or no supplements
  • Any hidden gems welcome

Please don’t suggest military paths or community collegehe’s asked for help applying to 4-year colleges, and I want to respect that goal. I’m not his parent or rescuer, just a friend trying to offer support.

Current Working List:

Likely / High Probability

  • Towson – MD public, in-state aid, comms/business
  • Goucher – small, supportive, generous aid

Target / Match

  • Ithaca – media/TV strengths, decent aid
  • Clark – small urban SLAC, generous aid
  • DePaul – Chicago, creative, some support

Unsure (Aid-dependent / Context-sensitive)

  • Temple – large urban, decent fit but unclear aid picture
  • Marist – NYC-adjacent, fashion/business angle, limited aid + culture concerns

Reach / Context-Based

  • Emerson – strong media/arts fit, GPA is low
  • Drexel – media/branding/co-op fit, but pricey
  • Sarah Lawrence – holistic, creative, expensive
  • Lang (New School) – NYC, interdisciplinary, high-risk/high-reward

I know his GPA is v low for some of these schools, but I wonder if a strong narrative, verified independent/homeless status, and hopefully strong SAT score might lead to real consideration at holistic or need-aware institutions.

Thanks so much for any insight. I’m trying to move quickly to help him apply before RD deadlines. Would really appreciate school suggestions, feedback on fit, and strategies for maximizing aid where early deadlines have already passed.

It appears a state program could cover tuition and fees at Towson and other state schools.

What about HBCUs like Morgan State or Bowie State?

Would need to inquire if there are grants for homeless independent students to cover room, board.

This private organization has some assistance for homeless youth at HBCUs.

“Housing insecurity and homelessness have a particularly strong, statistically significant relationship with college completion rates, persistence and credit attainment. Unfortunately, an increasingly large percentage of four-year college students face challenges related to paying rent and utilities on time and are forced to move frequently. Assistance to cover expenses such as on-campus housing, rent and utilities, security deposits, short-term hotel vouchers during extended school breaks, etc., will be available to UNCF-member HBCU students who are facing housing-related challenges.

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In this situation, we are permitting asking for someone other than their child.

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Thanks! Confirming that Maryland residents who are homeless / McKinney-Vento certified are entitled to tuition and fee waivers – and it looks like for all four years with no need to recertify.

Pell grant on top of that already will cut into room/board (so already in better shape than community college in some ways.)

I will 100% ask if he’s interested in HCBU’s – and if so will definitely share info about Bowie and Morgan state – I think Morgan state is probably more his speed. Thank you!

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What I’m concerned about is housing - as they are already without. If you get free tuition, is housing covered?

I’m not sure Towson is high probability - yes, it’s admit rate is very high but it’s GPA chart is not conducive to what you are showing GPA wise. Of course, with 7 APs, maybe the weighted GPA is higher.

I think Goucher and Ithaca - a full ride is unlikely - decent aid doesn’t cut it. And Clark is cutting, cutting, cutting. Need aware schools, in my opinion, will be tough because they’ll have less full pay international kids and their budgets are only so much, and they’ll want to spread amongst more kids. Marist is perfect if not too far from home - but same thing.

So I think this is a tough spot to fill and it might be community college but I worry about the home expenses. Is there a way for the student to get diagnosed? Perhaps medication will help…in all facets. I agree to look at HBCUs - you have in Delaware, MD, VA - not sure which fits.

Also, and I’m not sure the majors are perfect for this student’s interest, but Berea College - everyone works and gets at least free tuition. Academically, I don’t know if the student is there.

Honestly, not an area I do well with - but wanted to throw that school out. Warren Wilson has tuition but it’s another work college and perhaps they can go as low as free?? Worth looking. An easier in than Berea.

Profile of Berea - Berea College

Has the student checked the net price calculator on each college of interest?

Also, for any college that asks for the CSS Noncustodial Profile, a waiver needs to be applied for.

This will be a challenge for this student, and likely will net a gross estimate only. This is an independent student…and also has a single parent. The net price calculators, in most cases, don’t factor in these things.

And WRT the non-custodial parent, the OP says there has been zero contact and involvement which likely can be verified.

But if this is an independent student for financial aid purposes, I don’t think parent info is required at all. For Profile schools, that is the clarification needed…does an independent for financial aid purposes on the FAFSA need to include parent information. Someone can call financial aid at each college and ask this question…but ask for a financial aid advisor…the folks answering the phones usually are not!

@kelsmom

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Please see my additional post below, because this student may not be able to claim that he is an unaccompanied minor.

Parent information is not required in this case, because the student is automatically independent for federal aid purposes. It may be required for Profile schools, but if that information is not available on the website, just call and ask. Some schools will make sure that the student is really independent due to lacking regular, fixed housing - this should not scare off someone who really qualifies (a lot of students misunderstand the concept or try to game the system, so schools have checks & balances).

The tuition waiver is great. While it doesn’t cover housing, it’s possible that a school may offer additional aid - the total cost of attendance does include housing costs, so it just depends on each school’s financial aid policies. That information may be available on the website; if not, call and ask. The large public university where I worked had a liaison for youth certified homeless under the MV Act - this person worked in the financial aid office, but other schools may have them under Student Services. Goucher provides a link to have an online Unaccompanied Youth meeting with an advisor: https://www.goucher.edu/financial-aid/documents/25-26/25-26-Unaccomp-Youth-Meeting.pdf. The information provided on Goucher’s website seems to indicate that they have very good support services for students in your friend’s situation.

This is a helpful link for scholarship purposes: Scholarships for Higher Education – National Center for Homeless Education . The NCHE website contains information you may find helpful.

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Most net price calculators do ask questions aimed at determining whether the student is independent for financial aid purposes. If so, then they do not ask for parental finances if the student is independent (but note that not all colleges follow the FAFSA rules).

It is true that some colleges that require non custodial parent information do not make that clear in their net price calculators.

I just realized that there are two parts to being considered a homeless minor for FAFSA purposes (being considered independent), and it doesn’t sound like this student meets the criteria that he does not live with a parent. I think qualifying for homeless under the MV Act is separate from qualifying as an unaccompanied minor.

This student would seemingly qualify for the Maryland Tuition Waiver, because I don’t see “unaccompanied” in the information. And TBH, using the parent information will on FAFSA probably result in a lower SAI (possibly 0).

I would strongly encourage you to contact the state office to discuss this particular case. It would probably be very helpful for the family if you could gather facts for them.

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I think he should look at Kent State in Ohio, it has one of the best fashion schools in the country and actually has an NYC Campus in Manhattan’s Garment District where he is guaranteed to get to spend a summer or semester or even a full year. His GPA is on target and with his likely strong SAT score and his independent status with negative SAI makes full COA a very realistic possibility here.

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It seems a good fit, but cost of attendance may well not be met for an OOS student, even with a good scholarship. It’s worth investigating, though. A quick NPC on their website showed that the student would have to pay >$20,000 after all aid (>$15,000 if he accepts the $5,500 in loans).

Following this line of thinking…

This student may differ from the typical low-income student who is basically “stuck” with their home state, no matter how advantageous or disadvantageous it may be in terms of funding and programs. If he is legally independent, then he may be able to establish residency elsewhere via a single gap year, as most students can do once they’re 24 but not before that.

It sounds as if he has some good funding opportunities in Maryland, and some solid possibilities in terms of schools/programs. But if there were a particularly outstanding array of opportunities in a different state, a year of employment to establish himself there (and regroup after what sounds like a difficult few years in high school) might not be something to rule out.

In particular, I wonder whether a student in his situation could establish new residency via a funded gap year like Americorps (City Year, Conservation Corps, etc.). Another route I’ve seen used successfully is securing employment as a live-in caregiver.

It sounds like this young man would like to go straight to college, but this option might be worth running up the proverbial flagpole, especially if his senior grades are expected to be stronger such that having them on record before he applies would help.