If a school’s NPC says $35k, then it’s not going to be affordable (assuming you have a straightforward situation. If your parents are divorced, own a business or own real estate beyond a primary home that can make NPCs inaccurate). Any merit received could decrease your need based aid because most of the schools on your list don’t stack scholarships (do double check).
Penn State and Ohio State are not going to be affordable.
You have to look at each school to see how many credits they will take from CCs.
Also note that Wake forest’s business school is not direct admit, so there is risk at any non-direct admit school that you aren’t accepted, typically when applying second semester of soph year. Business school admission is holistic, so not entirely in one’s control.